CMAA Insurance Cover
The CMAA is a membership based organisation and as such when applicants fill out the CMAA membership application form they are NOT applying for or paying for insurance, instead they are applying for 12 months membership to their respective club and
All CMAA student members are automatically insured, free of charge, to train within CMAA clubs and at CMAA events so long as their CMAA membership/licence is in date. This also includes training as a guest at other CMAA clubs.
The CMAA Insurance arrangements have been placed through Allianz Plc. Beginners and visitors must take out CMAA membership after 3 sessions in order to continue training and be covered by our group policy.
Attending Events/Courses/Competitions Outside of The CMAA Group
While CMAA members are more then welcome to train and compete where ever they wish, they are advised to ALWAYS ask the event organiser to provide evidence that the event is insured prior to taking part if the event is hosted by a club/person/group outside of the CMAA. More important ensure that THEIR INSURANCE covers you while taking part. Don’t take their word for it, ask to see the open event insurance policy document and record the details. This includes all seminars as well as competitions.
Summary of Free Cover for Students/Members
CMAA student insurance cover is £5,000,000 member/member and public liability only. This is free of charge and provides cover should they injure another or damage property while training which results in a claim being lodged against them personally. This s negligence/fault based which means in practice that all incidents are covered so long as someone is at fault/to blame. Pure accidents where there is no negligence or contributory negligence are not included in this level of free cover, if members require a higher level of cover it is suggested that they seek “no fault” personal accident cover of their own. For further information please contact the CMAA.
Student Membership Renewals
Club Instructors will initially register new students for CMAA membership, renewals must then be done annually via the club Instructor and while club Instructors will periodically check a student's CMAA membership is still valid (gradings etc), ensuring CMAA annual membership is renewed on time remains the sole responsibility of the student, not the club or Instructor.
Summary of Cover for Instructors
Instructors Public & Products Liability Insurance (professional indemnity) is available from Allianz Plc at £5,000,000
or £10,000,000 per Instructor. There is a portal in the Instructor Area on this website which Instructors can use to purchase cover direct from the insurance company which then results in instant cover.
Mixed Martial Arts/Cage Fighting
While our policy does cover non competitive training in Mixed Martial Arts, fights in a cage/ring and sparring are excluded from
this and all policies in the UK due to the high level of risk involved.
Martial Arts Equipment/Contents Cover
While this is not included within our standard policy many members recommend Hiscox - Click Here.
The following is a list of styles currently covered by the CMAA member/member and public liability policy.
Aiuchi Ju Jitsu
Brazillian Ju Jitsu
Budo Multi Style
Choi Kwang Do
Conflict Management ( Self Defence )
Daito-ryu aiki jujitsu
Goju Kai Karate Do
Hap Ki Do
Japanese Shotokan Karate
Jeet Kune Do
Lau Gar Kickboxing
Lau Gar Kickboxing and Kung Fu
Lau Gar Kung Fu
Lee Style Tai Chi
Martial Arts Based Fitness
Martial Arts Wrestling
Mixed Martial Arts ( EXCLUDING COMPETITIONS )
Muay Thai Boxing
Russian Martial Arts
Shaolin Kung Fu
Shito Ryu Karate
Shotokan Goju Ryu
Sparring (Martial Arts)
Sport Boxing ( Martial Arts Related)
Tai Chi Chuan
Tang Soo Do
Traditional Wago Ryu
Wado Ryu Karate
Wing Chun Kung Fu